Our Consultants

We bring together deep banking domain expertise, enterprise architecture leadership, and delivery excellence — enabling institutions to modernize with confidence.

Shantharam Shenoy
Shantharam Shenoy
LinkedIn Profile
Founder & Director

Founder and transformation leader with deep expertise across banking, payments, and technology consulting. Brings a structured, framework-driven approach to modernization initiatives spanning legacy systems, digital platforms, and AI-enabled delivery models.





Highlights

  • Cards issuing, acquiring & switching ecosystems
  • Core platform modernization & migration programs
  • Large-scale presales & solution governance leadership
  • AI-enabled accelerators & structured consulting frameworks

At PayThinkers

Defines strategic direction, leads consulting engagements, and institutionalizes scalable execution models across advisory and delivery.

Milind Labhe
Milind Labhe
LinkedIn Profile
Advisor - Banking, Payments & FinTechs

Strategic advisor with 25+ years of leadership experience across banking, payments, and fintech ecosystems. Has led large-scale enterprise payments programs, digital channel modernization, and AI-enabled platform strategies across India, Australia, Vietnam, and the Middle East.
Combines deep domain expertise with strong operational and transformation execution capability.


Highlights

  • Enterprise payments & cards modernization (UPI, IMPS, NEFT, RTGS, Visa, RuPay, switching)
  • Digital banking channels & platform transformation
  • B2B SaaS fintech strategy & AI-driven financial solutions
  • Managed services frameworks & operational governance
  • COE setup & multi-country team leadership

At PayThinkers

Advises on enterprise payments strategy, fintech platform scaling, AI-enabled transformation, and operating model modernization — helping institutions build secure, scalable, and future-ready financial ecosystems.

Sachin Koti
Sachin Koti
LinkedIn Profile
Advisor - Banking, Payments & FinTechs

Strategic advisor with nearly three decades of leadership across banking and payment infrastructure. Has led ATM switching networks, EFT platforms, and enterprise transaction modernisation at Visa, NCR, Euronet, Oracle FS, Hitachi Payments, and BTI Payments.





Highlights

  • Designing high-availability Enterprise payments infrastructure & transaction ecosystems (ATM networks, EFT switching, debit card platforms)
  • Cross-border technology implementation and delivery across Singapore, Malaysia, and China
  • Enabling scalable and resilient financial transaction platforms
  • Supporting digital payments transformation initiatives across banking and fintech sectors
  • Aligning technology architecture with business growth and operational efficiency objectives
  • PMP-certified program leadership, project management, and technical pre-sales

At PayThinkers

Advises on payments infrastructure modernization, ATM and switching ecosystems, transaction platform architecture, and large-scale banking technology transformation — helping institutions build resilient, scalable, and future-ready payment environments.

Sanjay Joshir
Sanjay Joshi
LinkedIn Profile
Advisor - Delivery & Academy

Delivery leader and professional coach with 25+ years of global IT experience across Fortune 500 environments. Combines deep payments delivery expertise with large- scale employability and corporate training leadership.



Highlights

  • Multi-million transaction payment systems
  • Digital transformation programs for FinTechs
  • Enterprise delivery governance
  • Campus-to-corporate readiness & leadership coaching

At PayThinkers

Leads delivery excellence initiatives and academy programs, bridging industry-grade execution with future-ready talent development.